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JMSL Investments Privacy Principles for
Individual Clients
By sharing our Privacy Principles, we trust that our individual clients
will better understand how we keep client information private and secure while
using it to provide services and products.
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Other privacy principles or policies may apply to clients of
certain JMSL businesses in certain jurisdictions.
Similarly, JMSL clients who
receive information from or transact business with JMSL through the Internet are covered by
the terms and conditions and any privacy notices posted on the websites they
visit.
We may disclose and transfer any information that is provided through this
Website to: any company within the JMSL, its affiliates, agents or information providers; to
any other person or entity with a client's consent; or if we have a right or duty to
disclose or are permitted or compelled to so disclose such information by law.
We
may also transmit, transfer or process such information to, or through, any country in the
world, as we deem necessary or appropriate (including to countries outside the EEA).
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We protect client information. |
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We take our responsibility to protect the privacy
and confidentiality of any client information very seriously. We maintain
physical, electronic and procedural safeguards that comply with applicable legal
standards to store and secure client information from unauthorized access and
use, alteration and destruction. Our own policies and procedures have been
developed to protect the confidentiality of client information and to help
achieve compliance with relevant rules and regulations. We hold our employees
accountable for complying with those policies, procedures, rules and
regulations.
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We endeavor to collect, use and maintain client information only for
appropriate purposes. |
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We limit the collection, use and retention of
client information to what we reasonably believe will help us deliver superior
service, to administer our business, manage our risks, market our services and
products, and to meet applicable laws and regulations.
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We share client information with affiliates and with others when
we believe it will enhance the services and products we can provide to clients
or for legal and routine business reasons.
We share client information among our affiliates and business units when we
believe it will enhance the services we can provide to clients, but only in
circumstances where such sharing conforms to law, any applicable confidentiality
agreements, our policies and practices, or where a client has consented to such
sharing.
We may disclose information we have about clients as permitted by law. For
example, we may share information with regulatory authorities and law
enforcement officials who have jurisdiction over us or if we are required to do
so by applicable law and to provide information to protect against fraud.
From time to time, we enter into agreements with other companies to provide
services to us or make services and products available to clients. Under these
agreements, the companies may receive information about clients, but they must
safeguard this information and they may only use it for those purposes that we
specify.
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We provide clients with relevant and appropriate choices
regarding the sharing of information with our affiliates and others.
We will give clients choices regarding the sharing of information with
affiliates and third parties in accordance with applicable law and their
agreements with us.
To help the government fight the funding of terrorism and money laundering
activities, law requires all financial institutions to obtain, verify, and
record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name,
address, date of birth (for individuals), and other information that will allow
us to identify you. We may also ask to see your drivers license or other
identifying documents.
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